Fix ‘n’ Flip Loans

Home Fix ‘n’ Flip Loans

Fix ‘n’ flip loans allow real estate investors to acquire distressed or undervalued properties, renovate them, and sell them for a profit. These short-term capital solutions are designed to finance both the purchase and renovation costs, with the property itself typically serving as collateral.

We help clients access fix ‘n’ flip financing by working with commercial funders that understand renovation timelines, resale strategies, and local market dynamics. These solutions allow investors to move quickly, improve properties, and generate returns without tying up personal capital.

Fix ‘n’ flip loans give real estate investors the speed and leverage they need to compete, renovate, and resell properties profitably.

Research beyond the business plan

Acquisition and Rehab Funding

Finance the purchase and renovation of a property to flip quickly. The plan covers the purchase price, rehab costs, closing fees, and a staged draw schedule linked to milestones to speed the close and manage risk.

Portfolio Flips

Financing multiple flip projects under one facility to streamline administration and scale profits. The plan includes per project budgets, cross collateralization, and consolidated reporting.

Renovation and Construction Budgeting

In addition to the purchase price, these loans can include funds for planned renovations, repair work, or improvements required to increase resale value.

Fix ‘n’ Flip Financing Insights

We support investors in structuring their deals, preparing documentation, and identifying funders who specialize in fix ‘n’ flip transactions. Approval often depends on the projected after-repair value (ARV), renovation scope, borrower experience, and exit strategy.

Our approach includes:

  • Evaluating the purchase price and renovation budget

  • Estimating the after-repair value and resale timeline

  • Coordinating appraisals, contractor quotes, and project schedules

  • Working with funders who prioritize investor experience and local market expertise