SBA Loans

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SBA loans are government backed financing options that help qualified businesses and entrepreneurs obtain capital through approved lenders. These programs typically offer longer repayment terms, lower interest rates, and reduced down payment requirements when compared to conventional financing. SBA funds are commonly used for business acquisitions, partner buyouts, equipment purchases, commercial real estate, working capital, and debt refinancing.

We support clients throughout the SBA financing process by identifying the most suitable loan program, structuring the transaction properly, preparing required documentation, and working directly with active SBA lenders. Our focus is to improve approval outcomes and reduce funding timelines by ensuring the request aligns with lender criteria and avoids common issues that can cause delays.

We help clients access SBA loans by aligning them with the right lender, program, and structure resulting in stronger approvals and better long-term terms.

Research beyond the business plan

Client Readiness Assessment

We evaluate the client’s financials, credit, industry, and goals to determine SBA eligibility and program fit. This helps avoid mismatched submissions and prevents unnecessary declines.

Underwriting Support

We prepare a compliant financial package with pro formas, use-of-funds breakdown, and all documentation required for lender review; including business plans, personal financial statements, and management bios.

Lender Targeting

We match the client with lenders who are active in their geographic area and industry vertical, based on real funding history and SBA approval data, not guesswork.

SBA Capital Market

Accessing SBA capital requires more than just completing forms. Each deal must meet SBA program requirements while aligning with individual lender preferences. We provide expert support in:

  • Mapping loan requests to the proper SBA structure (7(a), 504, or hybrid)
  • Navigating SBA guidelines and lender overlays
  • Preparing compliant packages that meet both SBA and lender expectations
  • Working directly with lenders to advocate for the deal and resolve conditions